We have worked with a wide range of people from various starting positions and occupations including: labourers, teachers, civil engineers, police officers, CEO’s, office workers, doctors, taxi drivers, trades people and many more.  We have clients in all states and territories in Australia.

If property is an asset class you would like to invest in then speaking with a multidisciplinary team of experts can help you see the big picture, crunch the numbers and identify optimal strategy to meet your goals.

Real-estate agents, buyers agents and property sales people wont be able to offer a comprehensive wealth strategy.

Finding the right team of experts can help you explore things like ownership structure, cash-flow, depreciation, loan structures, tax implications, growth, reinvestment opportunities and what your exit strategy can look like. Armed with this information you will be able to identify the right property to grow your wealth.

Almost all investors dream of owning multiple properties however in reality most investors only ever own one.  In Australia the statistics are as follows:

• 72.8% of investors own one investment property.
• 18% of investors own two investment properties
• 5.5% of investors own three investment properties
• 2% of investors own four investment properties
• 0.8% of investors own five investment properties
• 0.09% of investors own six or more investment properties

For the large majority of amateur property investors, an underpinning wealth strategy is never considered. Specifically, many investors do not take the time to carefully consider (or seek advice) when exploring their upcoming investment beyond simple loan repayment calculators. This results in low cash-flow, tax ineffectiveness, unnecessary financial burden and dramatically inhibits the investors capacity to pay off assets and grow their portfolio.

A depreciation schedule is a report that lists the depreciable assets related to owning an investment property. Generally, it gives you and your adviser an idea as to how much tax you can claim when in your tax return. It covers plant and equipment depreciation, which are assets associated with your investment property that have a finite lifetime such as carpets, lighting, etc. It also covers capital works depreciation, which are aspects of more permanent improvements and alterations to your investment property.

Tax is a complex issue however no investor should invest purely for tax purposes. Tax implications will be explored with your advisor and will include: ownership entities such as family trusts; salary sacrificing; superannuation contributions; the management of capital gains; depreciation; how insurances are paid; loan structures and more.

We firmly believe that you shouldn’t need to be wealthy to get great advice. You can call one of our Advisers for a chat to discuss your requirements at no charge. We also offer the initial consultation at no cost (and no obligation) to allow us to get to know each other and to fully understand your needs and goals. It is also an opportunity to ensure you have all the information and time you need to better understand your options, our process and any fees involved.