After recently arriving from overseas, these clients purchased their first home in Australia and began exploring property investment. Despite their enthusiasm and initial efforts, their approach lacked strategic direction. Realising the need for a clear plan, they sought a more structured path to integrate property investment into their cash flow and tax planning
WEALTH OBJECTIVES
Their primary objectives were to develop a clear, strategic approach to property investment, align their investments with cash flow and tax optimisation, and build a sustainable property portfolio to secure their financial future.
Strategy Inclusions
Budgeting
Refinancing
Investment Lending
Property Services
Personal Tax Planning
Wills & Estate Planning
POSITION THEN (2021)
Total Assets: $885,000
New Wealth Position: $555,000
Net Cashflow: $57,025
POSITION NOW (2024)
Total Assets: $1,623,754
New Wealth Position: $931,000
Net Cashflow: $59,801
KEY MILESTONES AND STRATEGIES IMPLEMENTED
November 2022 – NEW ARRIVALS HAVING A GO
When we first met these clients, they had only been in Australia for a few years but were eager to build wealth through property investment. They had purchased a home and turned their original residence into an investment property. However, without leveraging tax benefits or having a clear portfolio-building strategy, they were forced to sell their investment and reassess their approach.
MARCH 2023 – A STRATEGIC REBOOT
By March, the couple had completed Future Assist’s Strategy First process and built a team of professionals to guide them. With a comprehensive plan in place, including cash flow management, tax strategies, and finance structures, they felt confident in their next move. Their first strategic investment was secured in Western Australia, designed to be both manageable and a foundation for future portfolio growth.
MARCH 2024 – TIME TO BUILD THE PORTFOLIO
The first investment property was completed on schedule, delivering a rental yield that exceeded initial projections. Thanks to careful planning, the clients remained in a strong financial position and began exploring opportunities for their next investment. By maintaining disciplined cash flow management and focusing on high yields, they ensured that this investment did not hinder their ability to progress further.
MAY 2024 – USING FIRST INVESTMENT TO SPRINGBOARD TO THE SECOND
With strong cash flows and early growth in their first investment’s value, the couple leveraged equity to fund their second property. Their strategy was updated to reflect this momentum, and once again, the assembled team of professionals optimised tax, finance, and cash flow structures. This ensured they could comfortably move forward while maintaining a sustainable path to long-term wealth creation.
THE OUTCOME
Through our Strategy First approach, these clients have transformed their financial outlook. Now with two successful investments and a third in their sights, they are steadily building a robust property portfolio designed to support their financial goals and long-term security. Their journey is proof that the right strategy can turn aspirations into achievements.
Names have been removed but all other details provided in this case study are based on actual client results. While every effort has been made to accurately represent the outcomes and results achieved in this case study, it’s important to note that individual results may vary based on a variety of factors including but not limited to the client’s unique circumstances, goals, and actions taken. This case study is not intended to serve as professional advice or guidance.
