WEALTH OBJECTIVES
This couple had recently arrived from overseas and purchased their first home. Although they had some ideas about investing further in property, their initial attempts were unsuccessful. They approached us seeking a strategic approach to property investment that aligned with their cash flow and tax planning.
Strategy Inclusions
Budgeting
Refinancing
Investment Lending
Property Services
Personal Tax Planning
Wills & Estate Planning
POSITION THEN (2021)
Total Assets: $885,000
New Wealth Position: $555,000
Net Cashflow: $57,025
POSITION NOW (2024)
Total Assets: $1,623,754
New Wealth Position: $931,000
Net Cashflow: $59,801
When we first met this couple, they had only been in Australia for a few years but had already made significant efforts to invest and build wealth. However, without maximising tax benefits or having a clear plan for building a portfolio, they were forced to sell the investment property and reconsider their approach.
KEY MILESTONES AND STRATEGIES IMPLEMENTED
MARCH 2023 – A MORE STRATEGIC APPROACH
By March, they had undergone our Strategy First process, built a team of professionals around them, and were ready to invest again—this time in Western Australia. With a clear plan encompassing cash flow, tax strategies, and finance structures, they moved forward with confidence. The WA investment was easily manageable and positioned them to continue building their portfolio at the earliest opportunity.
MARCH 2024 – TIME TO BUILD THE PORTFOLIO
With their first investment completed on time and generating a rental yield well above the initial projections, the clients were in a strong position to consider their next investment. By focusing on cash flow, budgeting, and the high yield, they ensured that the new investment did not hinder their ability to pursue further opportunities.
MAY 2024 – USING FIRST INVESTMENT TO SPRINGBOARD TO THE SECOND
The clients’ strategy was updated to optimise their portfolio-building efforts. Strong cash flow and early capital growth in their first investment property provided equity to use as a deposit for their next purchase. Once again, their team of professionals worked to maximise tax benefits, finance arrangements, and cash flow management, keeping them in a robust position to continue growing their wealth.
THE OUTCOME
Through our Strategy First approach, the clients developed a clear plan tailored to their financial goals. With the guidance of our strong team of professionals, they leveraged early property growth and maximised tax benefits to confidently invest in their second and third properties. Their portfolio is now well-structured, yielding strong cash flow and setting the stage for continued wealth building.
Names have been changed but all other details provided in this case study are based on actual client results. While every effort has been made to accurately represent the outcomes and results achieved in this case study, it’s important to note that individual results may vary based on a variety of factors including but not limited to the client’s unique circumstances, goals, and actions taken. This case study is not intended to serve as professional advice or guidance.
