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How We Can Help

  • Plan to grow your super and reach your retirement goals
  • Help you invest in property through super
  • Set up your own SMSF
  • Save over 80hrs managing your existing SMSF
  • Comprehensive ongoing advice and support

What our clients have to say

Over 450+ 5 Star Reviews

Setting up a SMSF

Our team of specialists will work closely with you to ensure your SMSF is tailored to your goals. From initial advice, to setting up trust deeds, through to finding and rolling over existing super fund and much more.

SMSF Administration

Once your SMSF is established there is ongoing SMSF administration services and paperwork required. Our SMSF administration services team save our clients over 80hrs of paperwork every year

SMSF Loans

With access to over 30 specialists and wholesale lenders we can find and compare the right loan for your next investment property.

Property Investments

Grow your property portfolio with support from licensed financial advisers, property researchers and investment lending specialists.

SMSF Set-Up Made Easy

Our qualified specialists provide comprehensive Self-Managed Superannuation Fund (SMSF) services. From the initial SMSF Set Up advice, roll-overs, investing, lending, admin, compliance auditing, taxation and proactive ongoing support. No matter what stage you are at we can tailor a SMSF strategy that’s right for you.

Low Fixed Price

Percentage based fees can erode your super, especially as it grows.  There are never any surprises with our low, predicable and flat fee structures regardless of the size or number of members in the fund.

Choosing The Right Loan For You

The way investment loans are structured can dramatically impact the returns on your investment. We make sure your SMSF loan is optimally structured taking into consideration the goals and requirements of the SMSF and the trustee. Every SMSF is different and our skilled specialist will ensure every finance solution is tailored to your specific requirements.

How Do We Work

Step 01

Contact Us

Speak with one of our helpful team members on 1300 118 618

Step 02

Tell us your story

Let us get to know your situation and your goals.

Step 03

Assess your options

Our team of experts will put together a strategy to help get you from A to B.

Step 04

Get started

Work towards your ideal lifestyle equipped with the tools, advice and education to get your there.

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SMSF & Super Commonly Asked Questions

What is an SMSF?

A Self-Managed Super Fund (SMSF) is a private superannuation fund that you manage yourself. The members are usually The Trustees of the fund, and it is regulated by the Australian Taxation Office (ATO).

If you want control, and can handle the responsibility, then an SMSF may be for you. There is an ATO approved education program through the SMSF Association that could help clarify the responsibilities required. Alternately one of our Advisers could give you a quick overview of the types of responsibilities necessary to become a Trustee of a SMSF.

If you have $140,000 or more in super as an individual (or combined with a partner) a Self Managed Super Fund (SMSF) may be suitable for you.

An SMSF must have its own Tax File Number (TFN) and Australian Business Number (ABN), as well as its own bank account. It’s sole purpose is to provide an income upon the retirement of its members, and the members also have the responsibility of ensuring that there is an investment strategy in place. Future Assist provide comprehensive SMSF services and support including set up, investing, ongoing administration, taxation and compliance preparation.

There are many benefits when it comes to running your own SMSF. Firstly, the control you have over what you choose to invest in and how is the most important. An SMSF can also borrow to invest via a Limited Recourse Loan. There is also the ability to have more control over tax.

You can still invest in the usual shares, term-deposits, managed funds and property. You have the ability to choose your own shares, and small business owners can invest in buying their own business property through their SMSFs. Many SMSFs hold collectibles such as artwork, jewellry, antiques and vintage cars.

You will need to consider finding an SMSF expert/adviser in order to help you with the initial set up. You will then need to create a trust deed, appoint Trustees, register with the ATO, set up a bank account for the fund, roll over any Super you already have, then create an investment strategy.

You must be able to comply with the superannuation and tax laws, including making sure the money is only used for retirement benefits. You will also be obligated to keep records, such as lodging annual statements. You must report contributions, and there are also audit requirements, including having the fund audited by an approved SMSF auditor each year.

The sole purpose test ensures a super fund’s SOLE PURPOSE is to provide benefit to its members upon retirement. SMSF members need to ensure that they do not use or access any the assets of the SMSF. Violating the sole purpose test is a serious matter and can result in civil and criminal penalties.

No. This would violate the sole purpose test and result in heavy civil and criminal penalties (see above)

Yes, this is not unusual. Special rules also allow you to lease the property to your own business as long as strict criteria are met.

In most cases, a SMSF audit is conducted 12 months upon set up and every 3 years after this time. A SMSF approved auditor will conduct a FINANCIAL and COMPLIANCE audit of your super fund . A financial audit enables your auditor to examine your fund’s financial statements. A compliance audit involves assessing your SMSF’s compliance with the superannuation rules.

There are close to 600,000 SMSFs now in operation, managing $696.7 billion in assets as of 30th June 2017, according to the latest statistics released by the Australian Prudential Regulation Authority (APRA), and the Australian Taxation Office (ATO).

Why choose Future Assist?

Transparency

We offer the first consultation free to ensure that you have all the information you need to better understand your options before deciding if our services are the right fit for you.

24/7 Access

Our clients get insights and transparency into their investments and money with powerful daily online reporting through our online portal or mobile app.

Flexible Contact Options

We have a range of flexible appointment options available to fit your needs, no matter where you live in Australia.

We're here to help.

With the right people on your side, you could be financially liberated.
Take the first step and chat to our team today.
Over 450+ 5 Star Reviews