Home Loans

Find the Right Loan for Your Property Goal:

  • Personal Home Loans
  • Construction Loans
  • Residential Property Investment Loans
  • Refinancing and Debt Consolidation Loans

The Exclusive ASAP Low Rate Loan

Our ASAP Home Loan rewards our clients who have demonstrated a conservative attitude to credit by offering an incredibly low interest rate. With the option for 100% offset and redraw facilities, the ASAP Home Loan can be used to support your property strategy by aiming to minimise interest repayments, improving cash-flow and bringing your home ownership goals to life faster.

Apply now for REAL preappoval today

Pay Your Home Off Faster

The way a loan is structured can also dramatically impact the duration of the loan and the interest you pay to the bank. Our team will not only look to find your best rate but will work with you to optimise the structure of your loan to keep more money in your pocket while helping you to pay off your home faster.

Over 20 Specialist Lenders

By choosing Future Assist for your next loan, not only do you get exclusive access to our low rate ASAP loan but you’ll also have access to over 20 specialist lenders with some of Australia’s lowest interest rates.

End to End Support

Every loans is tailored to your personal goals and are facilitated by our highly experienced and fully accredited Mortgage Lenders. We do most of the paperwork and will guide you through the process from beginning to end to ensure your experience is second to none.

Frequently Asked Questions

How quickly can I get pre-approval?

Be aware that most online preapproval systems promising ‘same day approvals’ (including the ones used by the big 4 banks) are usually designed as lead generation tools and due to their limited nature are not able to provide the applicant with accurate information.  As such, it is not uncommon for online preapprovals to result in disappointment once in-depth information is gathered.

Conversely, our preapproval process is designed to be an accurate and thorough measure of your borrowing capacity.  In a couple of days you will not only receive an accurate status of your lending capacity but also several options for your consideration.

Loans for building your own home

Whether you’re building an owner-occupied property or purchasing a house and land package as an investment property Future Assist can arrange Construction and House and Land Loans. We aim to give our clients clarity in this sometimes-confusing area by providing the best options available to make it a seamless and stress-free experience.

Refinancing & debt consolidation loans

There are many reasons why people choose to refinance their mortgages. We help our clients get clarity and build a strategy, outlining what debts we can refinance as per lenders policy, how much they can consolidate and provide insights into the benefits & risks of each option presented.

Should I use an offset account or redraw facility?

Most modern mortgages come with a redraw facility and a mortgage offset account. There is always a big discussion around offset vs redraw which is why we’ve compiled all the fast, factual information for you whether you’re a home buyer or an investor.

With a redraw facility you can make additional payments to reduce the outstanding balance of your mortgage, which in turn reduces the amount of interest you pay. However, those additional repayments are not locked away – you can redraw on them at some point in the future. This increases the loan balance, so you’ll pay more interest.

An offset account works more like your day-to-day bank account. However the balance of the offset account is subtracted from the outstanding balance of your mortgage, and you only pay interest on this difference.

With the right people on your side you can achieve financial freedom. Take the first step today.

We’re here to help.

With the right people on your side, you could be financially liberated.
Take the first step and chat to our team today.

Over 500+ 5 Star Reviews