In Sydney’s buzzing hospitality scene, Justin is no stranger to long hours, high stakes, and the art of delivering excellence. As a partner in one of the city’s leading hospitality groups, he’s built his career on precision, the right ingredients, perfect timing, and the discipline to follow through.
WEALTH OBJECTIVES
In their mid 30’s and targeting a retirement passive income of $100,000 per year, the clients aimed to build a diversified property portfolio both inside and outside their SMSF, all while maintaining a balanced lifestyle.
STRATEGY INCLUSIONS
Property Services
Personal Tax Planning
Refinancing
Wills & Estate Planning
SMSF Services
POSITION THEN (2015)
Total Assets: $110,000
PROSITION NOW (2024)
Total Assets: $1,920,000
Rewind to 2015, and Justin (then 34) and his wife felt they were “behind the 8 ball” financially. Despite strong incomes, no debt, and healthy savings, they hadn’t invested before. They dreamed of retiring on a $100,000 annual passive income but didn’t know the recipe to get there.
That’s when they walked into Future Assist. Fast forward a decade, and their transformation is as impressive as any fine dining success story. They now own a multi-million-dollar property portfolio, a family home that has soared in value, and a clear path to their retirement goals. Justin has become Future Assist’s #1 referrer, introducing 15 new clients after experiencing the results firsthand.
KEY MILESTONES AND STRATEGIES IMPLEMENTED
MARCH 2015 – QUALITY INGREDIENTS
Justin and his wife began building their property portfolio with purchases both inside and outside their SMSF. Their first investment property was in QLD for $330,000. They also purchased a second investment property through their SMSF in SA, for $305,000. This property has since appreciated to $632,000, significantly growing their portfolio’s value.
JANUARY 2018 – INTERMEZZO
A strategic refinancing of their SMSF loan freed up cash flow, creating room for the next “course” in their investment menu.
SEPTEMBER 2019 – SIGNATURE DISH
Future Assist helped Justin and his wife secure their $1.6 million family home, this milestone was always one of their original financial goals. In 2024 the property is now valued at over $2.5 million.
NOVEMBER 2021 – SIDE PLATE
Through Future Assist’s partner, Fidelis Legal, the couple updated their estate planning documents, including wills and powers of attorney. It complements their overall financial strategy, ensuring their hard-earned assets are protected and passed on smoothly.
NOVEMBER 2024 – WHEN THE RECIPE WORKS, YOU SHARE IT
The couple continue to focus on building their super to fund future property purchases. Justin is now Future Assist’s #1 referrer, having personally referred 15 new clients, a testament to the trust and satisfaction he has with the team.
THE OUTCOME
In less than a decade, Justin and his wife have gone from feeling “financially behind” to serving up a portfolio worth almost $3 million. Their journey blends lifestyle and investment with the finesse of a well-balanced menu, each move deliberate, timed, and plated for long-term results.
With Future Assist’s ongoing guidance, they’re on track to reach their $100,000 passive income goal — proof that, whether in the kitchen or the market, the right recipe changes everything.
Names may have been changed but all other details provided in this case study are based on actual client results. While every effort has been made to accurately represent the outcomes and results achieved in this case study, it’s important to note that individual results may vary based on a variety of factors including but not limited to the client’s unique circumstances, goals, and actions taken. This case study is not intended to serve as professional advice or guidance.
