Our accounting & advisory team can…

  • Access coordinated advice across financial planning, accounting & tax
  • Identify the most tax effective strategies to maximise your investments
  • Advice for high income earners
  • Effectively structure insurances to reduce out of pocket expense

What our clients have to say

Over 450+ 5 Star Reviews

Tax Effective Investing

In this space our accountants and financial advisors put their heads together to model various investment strategies for you. We ascertain the most effective way of minimising tax legitimately, whilst growing your wealth and working towards your lifestyle goals.

Superannuation & Tax

Super can often go hand in hand with tax minimisation strategies and our team of experts can assist with various aspects of this. Maximising government contributions, concessional and non-concessional contributions, and other government incentives are all areas within our expertise.

SMSF

Those with self managed super funds can expect proactive reviews from the team, tailored investment advice and ongoing support to ensure your portfolio continues to perform for you.

Insurance Structure

Personal insurances (life, income and permanent disability) are a minefield of varying offers which do effect your tax planning. We can restructure your insurances to ensure they are optimal for your situation.

Transitioning To Retirement

Depending on your retirements plans, we can tailor a strategy that minimises personal tax whilst stretching those super dollars.

Tax Planning

Tax is a three letter word that no-one enjoys hearing. Whilst it’s an obligation that all of us must meet, you have the right to organise your finances in a way that minimises your tax. This is often referred to as tax planning or tax-effective investing. We have a team of accountants and financial advisors who create strategies around this for you, ensuring it aligns with both your personal goals, and the law.

Tax Deductions

What you can and cannot deduct is often a bit of a grey area that clients need clarity around. You may be able to claim various expenses – including financial planning. The specifics of tax deductions are very much dependant on your individual situation, there is no blanket rule. To make the most of your deduction rights, get the best advice from a team of people who specialise in the area.

Tax Advice For High Income Earners

No one likes surprises from the tax office – in fact it can be a bit of a nightmare. For those with a high income, large employer super contributions or a combination of both, you may find yourself with an additional tax bill known as the Excess Contributions Tax & Division 292 Tax Assessment. If you fall into this category, you require specialised tax planning advice. Avoid those surprises next time and make your tax situation work for you.

How Do We Work

Step 01

Contact Us

Speak with one of our helpful team members on 1300 118 618.

Step 02

Tell us your story

Let us get to know your situation and your goals.

Step 03

Assess your options

Our team of experts will put together a strategy to help get you from A to B.

Step 04

Get started

Work towards your ideal lifestyle equipped with the tools, advice and education to get your there.

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Tax Planning Commonly Asked Questions

How can I make sure I'm not paying too much tax?

Firstly, getting professional advice from a tax accountant or a financial adviser will go a long way in ensuring that you don’t pay more than you need to. With that in mind seek out legal strategies for reducing your overall tax burden eg. Salary sacrificing or salary packaging, and for the right people negatively geared investments.

Tax minimisation is using legal strategies to reduce your personal tax burden, such as those mentioned in the previous question. On the other hand, tax avoidance is the use of illegal strategies or the non-disclosure of income that may have been earned from cash wages.

Tax effective investing includes a variety of strategies for reducing tax on your investments. Generally, tax effective investment provides deductions relating to interest expenses, asset depreciations, or neutralising tax effective structure.

Before considering salary sacrificing towards your super, it’s important that you understand your personal financial circumstance. Remember, you won’t be accessing your super until you reach your retirement age, therefore the true benefits of salary sacrificing towards your super are better understood as long-term. Salary sacrificing can be helpful, however you shouldn’t sacrifice your lifestyle because of it.

Generally, the first professional port of call for most Australians are accountants, however an accountant won’t necessarily be able to provide sound tax advice. Therefore, it is often better to seek advice from a licensed Financial Adviser.

Why choose Future Assist?

Transparency

We offer the first consultation free to ensure that you have all the information you need to better understand your options before deciding if our services are the right fit for you.

24/7 Access

Our clients get insights and transparency into their investments and money with powerful daily online reporting through our online portal or mobile app.

Flexible Contact Options

We have a range of flexible appointment options available to fit your needs, no matter where you live in Australia.

We're here to help.

With the right people on your side, you could be financially liberated.
Take the first step and chat to our team today.
Over 450+ 5 Star Reviews